Finance

Finance Options

At Physiomatic, we understand that purchasing an adjustable bed is an important decision. To support customers who prefer to spread the cost, finance options are available through our finance partner Ideal4Finance.

Finance is optional and is offered during your in-home appointment, not through online checkout.

How Finance Works at Physiomatic

We do not offer online checkout or online finance applications on our website.
Instead, finance is provided in person, following a home visit.

The process works as follows:

  1. You book an appointment through our website

  2. A Physiomatic representative visits your home at the agreed time

  3. During the visit, product options and prices are explained

  4. If you wish to use finance, this option will be discussed with you

  5. A secure finance application is completed through Ideal4Finance

  6. If approved, your order is confirmed

All finance terms are explained clearly before you agree to proceed.

Finance Provider

Finance is provided by Ideal4Finance.
Physiomatic acts only as an introducer and does not provide finance or make lending decisions.

All applications are subject to approval and credit checks carried out by Ideal4Finance.

Finance Availability

  • Finance is available on purchases over £500

  • 0% finance may be available on selected products

  • Repayment terms, deposits, and monthly instalments vary depending on the agreement

  • Full details are provided before you sign any finance agreement

Who Can Apply for Finance?

To be eligible for finance, customers must:

  • Be 18 years of age or over

  • Be a permanent resident of the United Kingdom

  • Have a valid debit or credit card registered at their home address

  • Have a regular income or pension

Meeting these requirements does not guarantee approval.

If Finance Is Not Approved

If a finance application is not approved, customers may still proceed with their purchase using alternative payment methods discussed during the appointment.

Important Information for Customers

Finance agreements are regulated and subject to credit checks.
Customers should ensure they can meet all repayment obligations before entering a finance agreement.

There are risks involved in taking out a loan. Failure to make repayments on time and in full may result in financial difficulties and could negatively impact your credit score.

FCA & Finance Disclosure

Physiomatic is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance.
Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401).
Finance is available subject to status. The rate offered is provisional and will depend on personal circumstances, the loan amount, and the term.

For more information or help with your finance application, please contact our customer support team .